Individual possibilities for personal retirement benefit
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Maximum amounts 2010: employee
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CHF 6'566.–
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Maximum amounts 2010: self-employed person
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CHF 32'832.–
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| Interest rate | 2% | | Account maintenance | free of charge | | Bank statements | annually | | Special features | no payment commitment |
The credit balance may be applied at any time to finance owner-occupied property.
Apart from the preferential rate of interest, you also enjoy tax advantages (Pillar 3a).
It should be noted at the same time that capital flows or capital distributions
from institutions catering for vocational welfare (Pillar 2) and recognised forms of committed private
welfare schemes (Pillar 3a) are subject to tax. They are always taxed to the full amount and separately
from other income, in accordance with the regulations, which can vary depending on the tax legislation.
Inquire about the current tax rate for these capital distributions at your local town hall.
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